Fall Shoes: VC Signature Loafers

I am always cold, so I tend to bundle up sooner when fall comes around. I have been looking for loafers to replace my flats for fall all summer. Finally I found a pair on sale from Vince Camuto Signature under $100. The exact version is not available anymore, but Vince Camuto is currently selling a patent later  version without the gold accessory and less structured loafers with bows this season. 

They were bit tight when I tried them on first, but were broken in with a few wears. I heard similar loafers from Everlane were really hard to be broken into, so I was little worried, but it was not an issue. It is my first purchase from Vince Camuto's Signature Collection. Overall, leather feels high quality and the craftsmanship is impeccable. I will definitely consider VC Signature Collections for leather shoes in future. 

People have been wearing these loafers with skinny jeans. I was really excited to try the look. Unfortunately my legs are too short for it lol. It just does not look right. I was little disappointed, but what can I do right? I will wear them with dress pants or tights. I wore it with this Loft Skirt (currently 60% off) a few weeks ago in this post and absolutely loved it. I am putting burgundy loafers on my future shopping list.

What do you wear during fall besides boots? Do you have favorite loafers or shoes for fall?